Regular Checking Accounts

Shell FCU Regular Checking is a FREE checking account, meaning no monthly service charge and no minimum balance requirements.

Regular checking also includes added features like a free debit card*, overdraft protection, free Bill Pay on Access-24 - your Shell FCU online banking system. You can even order checks online through Clarke American. Checks range in price, depending on the design.

Requirements to Open

A $1 deposit is required to open your regular checking account. Members must be at least 15 years old to open a Shell FCU free checking account with a parent or guardian as a co-owner on the account. At 16 years of age members are eligible to open a checking account in your own name and without co-owner. (Some features may not available for under age accounts. See a Member Services representative for details.)

Your Regular Checking includes features such as:

No Monthly Service Charge - You will not be charged a service fee for having a checking account at Shell Federal.

Free Overdraft Protection - Most financial institutions charge a substantial amount to transfer money from your other accounts to cover a check that you wrote. Shell Federal offers this for free.

Free Debit Card* - Accepted worldwide, a debit card is hands down the easiest way to access your money. It acts like an ATM when you need cash or a credit card when you want to charge. All funds are automatically withdrawn from your checking account when used.

Free Temporary Checks - Free temporary checks are provided until your printed checks arrive shortly to you in the mail.

Pay Bills for Free - Use Access-24 Home Banking to pay your first 25 bills online for free with Bill Pay.

Open Your Checking Account Today - Shout back at us online or give us a call at 713-844-1100 for more information about opening your Regular Checking Account today.